^^LOL
broken lug nut studs can make the wheel fall off and only makes a bad noise for a short time before it happens... (or so I'm told by the family member that had this happen)
I can vouch. Happened to me.
Twice.
apparently your "tight" with the tee wrench is tighter than spec? (Mr. body builder

)
front wheels or rear wheels? "they" say that if you hit your brakes after you lose a front wheel, it's a good way to veer off the road and flip over multiple times... composure is required to turn on your hazards and slowly coast to a stop near the side of the road with sparks flying all around you... Said family member had composure. His passenger did not.