October 2019 15k SPAM Thread

[RBHeadge PE]

I don't like how to old generations confuse millennial with Gen Z. I worked with some older people and whenever they see in the news or wherever some kid doing something stupid, they talk about those "darn millennials."

force of habit?

 

[JayKay PE]

I feel like I need to get married based on all these conversations...but I like living on my own, going to restaurants, and traveling, without having to tell anyone.

At least I'm kinda saving for retirement?

 

[LyceeFruit PE]

I don't like how to old generations confuse millennial with Gen Z. I worked with some older people and whenever they see in the news or wherever some kid doing something stupid, they talk about those "darn millennials."

and enter "ok boomer" 

but yes I agree. They're lumping everyone <20yo as a millennial when in fact, they're Z. 

 

[RBHeadge PE]

If you can, automatic contribution increases are useful. Also, I've heard it's good practice that anytime you get a raise to put part of it towards your contribution. They say it makes it a lot easier since you don't get used to the increase in pay. Idk haven't tried it yet.

lusone:

you should try it. it works great

 

[LyceeFruit PE]

I feel like I need to get married based on all these conversations...but I like living on my own, going to restaurants, and traveling, without having to tell anyone.

At least I'm kinda saving for retirement?

I don't think you need to get married 

edit: unless you want to 

 

[Orchid PE]

I have zero issue calling myself a millenial. But as a 30yo my experience growing up is different than the kid born in 1995 (or in 1980) and that's due to the rate of change with technology. I think it's a fascinating read

That's true that with technology changing quicker than it did 70 years ago, generations today have much larger gaps in experiences growing up.

 

[Orchid PE]

lusone:

you should try it. it works great

I need a raise first 

 

[LyceeFruit PE]

If you can, automatic contribution increases are useful. Also, I've heard it's good practice that anytime you get a raise to put part of it towards your contribution. They say it makes it a lot easier since you don't get used to the increase in pay. Idk haven't tried it yet.

lusone:

you should try it. it works great

yeah, i have that option. at the new year, i'll likely set it up. just a whole lot of changes right now and i'm not a huge fan of change. it's why i work with utilities 

 

[JayKay PE]

I'm a millennial. My magic number is going to end up being 70. I'll likely be able to retire much earlier than that, but I'll probably retire around then.

I expect to make it past 90 based on family history. Going out at 55 means 35 years of less-than-full activity. I'm too type-A for a lifestyle like that for that long.

Yeah, I need to figure something out like my dad.  He was a band teacher, who taught lessons, so when he 'retired' he just kept teaching lessons and took on more gigs.  So he's still making money/working after he retired.  He's turning 65 early next year and I can tell he's starting to get 'tried-tired' so he might slowly start phasing stuff out and just go traveling more with my mom.  He's pretty much like, "Once we sell the LI house and move to the upstate house, I really don't need to do anything else"

 

[LyceeFruit PE]

That's true that with technology changing quicker than it did 70 years ago, generations today have much larger gaps in experiences growing up.

this and also pop culture references too within the millennial bracket are so different  

 

[RBHeadge PE]

approximately: https://genhq.com/faq-info-about-generations/

I'm solidly in the millenial category at 30 but there's also two sub-categories within millenial I've read about due to technology

Hmm, that says Gen Y starts in 1977. That's way earlier than anywhere else I've read. Most usually say ~1981-1983

 

[Orchid PE]

I feel like I need to get married based on all these conversations...but I like living on my own, going to restaurants, and traveling, without having to tell anyone.

At least I'm kinda saving for retirement?

:2cents:

I love being married, but it's indeed not for everyone. I never noticed it causing a burden, I think it actually helps me get out and do more. Even more so with kids.

 

[ChebyshevII PE PMP]

I'm not sure that it wouldn't be better to invest in the 401k instead?

I don’t think this would be an option for me with my current employer. The SIMPLE IRA is my employer-sponsored retirement account, and my contributions are already pre-tax. I was thinking more about contributing more pre-tax.

 

[LyceeFruit PE]

Hmm, that says Gen Y starts in 1977. That's way earlier than anywhere else I've read. Most usually say ~1981-1983

yeah, I agree. I've see the occassional <1980. but usually 81-83 as well.

 

[JayKay PE]

I don't think you need to get married 

edit: unless you want to 

Nah.  Really don't want to put the work in for dating/relationships/marriage.

Would much rather just chill with new people, join some meetups, and figure out if I really want to buy a house or just invest/keep renting (aka; I'm not sure I want to be tied down to a location so early in life, especially if I don't have kids/SO).

 

[RBHeadge PE]

I feel like I need to get married based on all these conversations...but I like living on my own, going to restaurants, and traveling, without having to tell anyone.

Not necessarily. But having two incomes really helps with the overhead.

 

[Orchid PE]

I just hate being lumped into a box as if my personally is tied to my generation. Though my personality was developed by my experiences growing up, I was never part of my generation's pop culture.

 

[Orchid PE]

Nah.  Really don't want to put the work in for dating/relationships/marriage.

Would much rather just chill with new people, join some meetups, and figure out if I really want to buy a house or just invest/keep renting (aka; I'm not sure I want to be tied down to a location so early in life, especially if I don't have kids/SO).

Buy a house, and when you want to move just rent it out. Have someone else pay your mortgage while your equity grows.

 

[ChebyshevII PE PMP]

I just hate being lumped into a box as if my personally is tied to my generation. Though my personality was developed by my experiences growing up, I was never part of my generation's pop culture.

lusone: Same.

 

[txjennah PE]

You must be an older millenial, like me.

If we're considering any "older millennial" as someone under 30, then I'm gonna be sad.