October 2019 15k SPAM Thread

[Booo]

Lol, just imagine it...a bunch of old geezers still playing space Mafia.

FTFY

 

[LyceeFruit PE]

Or may be just do it now. Except the cog thingy. You will need that to finance the rest. 

I do hike and camp now. We're getting a dog so I can take them hiking/camping with me.

Working on the travel thing 

 

[Booo]

Yep, I'm a cusper. I best fit Xennial or the "Oregon Trail Generation" description best, but by definition I'm a millennial.

same here

 

[Orchid PE]

Spam

 

[Orchid PE]

Spam

 

[RBHeadge PE]

I probably could if I was single and not planning on having kids... Scratch that, I DEFINITELY could if I was single and not planning on having kids. But hey, c'est la vie.

I'm contributing 4% to my 401k, but that probably won't be enough to make much headway. Meanwhile, the expenses keep rolling in.

1) You really should bump that up to 5% to get the full match.

2) As you progress through your career, you'll make more and it will get easier.

 

[Orchid PE]

Spam

 

[ChebyshevII PE PMP]

I’m a midway millennial, probably near the end of what would be considered the definition.

 

[Orchid PE]

Dang.

 

[Orchid PE]

1) You really should bump that up to 5% to get the full match.

2) As you progress through your career, you'll make more and it will get easier.

My last companies full match was after my 7%, even then they didn't put much. New company is much better, though.

 

[Will.I.Am PE]

nah, you're an engineer now. If you want, you should be able to plan to execute it.

I love my wife, but she's a big ball of financial entropy that defies most plans and forecasting.  :dunno:

 

[RBHeadge PE]

My last companies full match was after my 7%, even then they didn't put much.

that's both great and awful at the same time.

 

[Booo]

My last companies full match was after my 7%, even then they didn't put much.

so they wont match anything unless you put at least 7%? 

 

[Orchid PE]

so they wont match anything unless you put at least 7%? 

They matched x% up to 7%. I forget what the exact number was, but let's say 3%. So if I put 7%, they put 3%. If I put 3.5%, they put 1.5%.

 

[MadamPirate PE]

Yep, I'm a cusper. I best fit Xennial or the "Oregon Trail Generation" description best, but by definition I'm a millennial.

I have two older siblings, so I think I end up there as well. I just turned 34, so I'm on the upper end. 

 

[RBHeadge PE]

I love my wife, but she's a big ball of financial entropy that defies most plans and forecasting.  :dunno:

I married another low-maitenence STEM type. She's a chemist. I'm not worried about either of us screwing up the financials.

 

[Orchid PE]

that's both great and awful at the same time.

Yeah. I kept 7% when I moved to the new company, but they won't match until I've been here for a year.

 

[Booo]

They matched x% up to 7%. I forget what the exact number was, but let's say 3%. So if I put 7%, they put 3%. If I put 3.5%, they put 1.5%.

oh ok. Thats common. But yeah not the best.

 

[Orchid PE]

oh ok. Thats common. But yeah not the best.

I had another really weird one that was like, we match 1-for-1 up to 2%, then 0.5% up to 4%, then 0.25% up to 6%. I'm like, why break it down this much? It's stupid.

 

[Will.I.Am PE]

1) You really should bump that up to 5% to get the full match.

2) As you progress through your career, you'll make more and it will get easier.

My employer matches $0.50 on the dollar up to 6%. My goal is to get there, then start putting money in a Roth IRA. Hopefully, I can bump my contributions up to 5% in the new year... But frankly, that depends a lot on whether I'm licensed or not at the end of this year.