Sometimes you just need to scream!!!

[Dexman PE]

why does it take 2 days for savings to transfer? that should be a within same business day affair, even if not with same bank. Hell, physically do it yourself...i'm missing something i think :huh:

My savings is with ING. They used to have some of the best rates (at one point 4.5% interest for a basic savings), but in exchange for the higher rates their accounts require 2 days to transfer.

Why don't you get the Ing checking account. You get a debit card and can send check to anyone. You get a 1,000 of overdraft protection free and can transfer instantaneously between checking/saving. Plus the checking account probably get the same interest as a regular bank pays on a savings account.

Only downside is no paper checks (which I would probably pay for). I have a BOA checking account we use for that and only keep a minimum amount in there.

Honestly, I'm just lazy. I have everything setup with my current bank and I don't want to deal with the changes.

 

[EM_PS]

^ I dunno, $280 is all the incentive i would need! We have switched, unfortunately every couple years for one reason or another...may end up doing it again cuz of recent credit card screwup. It is a pain, getting all the auto bill pay realigned & everything, but hey, static banking habits are soooo 20th century.

 

[roadwreck]

According to Clark Howard, I'm what the credit card companies call "a deadbeat" (i.e. they don't make a lot of money off me).

they've probably kept you at a low max limit or even lowered it in response.

Nope. I've never had my credit limit lowered. I think if a bank did that to me they'd lose my business for good.

 

[EM_PS]

^ National City / PNC Bank just lost mine!

So I get a request from a LinkedIn connection (nobody on EB). Guy wants me to write a recommendation for him (on LinkedIn). I've never worked with the guy! I went to school with him, and his nickname there was xerox (didn't really produce original work) I know its only cuz I 'initialed up'. I really can't feel good about throwing something out there that would be total BS...but he's also an occasional beer drinking buddy. F#ck, what to do....

 

[benbo]

According to Clark Howard, I'm what the credit card companies call "a deadbeat" (i.e. they don't make a lot of money off me).

they've probably kept you at a low max limit or even lowered it in response.

Nope. I've never had my credit limit lowered. I think if a bank did that to me they'd lose my business for good.

My credit union lowered my limit from 30K to 18K. Not that I need it. I just never use the card.

It was a little annoying since I've got more money in there than that by several times over, and my FICO score is around 820 or so. But it is too much of a hassle to switch.

I also had a couple other places shut me off for not using the cards. That's okay, I had too much credit anyway.

 

[Supe]

^ National City / PNC Bank just lost mine!
So I get a request from a LinkedIn connection (nobody on EB). Guy wants me to write a recommendation for him (on LinkedIn). I've never worked with the guy! I went to school with him, and his nickname there was xerox (didn't really produce original work) I know its only cuz I 'initialed up'. I really can't feel good about throwing something out there that would be total BS...but he's also an occasional beer drinking buddy. F#ck, what to do....

"Sorry, I don't write recommendations for people I haven't worked with."

I sure as hell wouldn't.

 

[MA_PE]

^ National City / PNC Bank just lost mine!
So I get a request from a LinkedIn connection (nobody on EB). Guy wants me to write a recommendation for him (on LinkedIn). I've never worked with the guy! I went to school with him, and his nickname there was xerox (didn't really produce original work) I know its only cuz I 'initialed up'. I really can't feel good about throwing something out there that would be total BS...but he's also an occasional beer drinking buddy. F#ck, what to do....

"Sorry, I don't write recommendations for people I haven't worked with."

I sure as hell wouldn't.

X2. good plan.

 

[snickerd3]

x3

 

[roadwreck]

This is less of a scream and more of a grumble...

...why does my sister-in-law bother inviting family to her parties? She gets upset (bitches about it for months) if you don't attend, but if you do show up you are ignored all evening. And it's not like these things are every somewhere I want to be. Grumble.

 

[Chucktown PE]

This is less of a scream and more of a grumble...
...why does my sister-in-law bother inviting family to her parties? She gets upset (bitches about it for months) if you don't attend, but if you do show up you are ignored all evening. And it's not like these things are every somewhere I want to be. Grumble.

I have my nephew's Christening this weekend. Never seen a catholic Christening so that should be interested. Only problem is that it's at 1:30 in the afternoon which was when I was supposed to be on the river catching fish.

 

[roadwreck]

This is less of a scream and more of a grumble...
...why does my sister-in-law bother inviting family to her parties? She gets upset (bitches about it for months) if you don't attend, but if you do show up you are ignored all evening. And it's not like these things are every somewhere I want to be. Grumble.

I have my nephew's Christening this weekend. Never seen a catholic Christening so that should be interested. Only problem is that it's at 1:30 in the afternoon which was when I was supposed to be on the river catching fish.

A Christening is something I think family should probably attend. Going to a club 20 miles away to be ignored by your sister-in-law and her friends isn't quite the same thing.

 

[Chucktown PE]

This is less of a scream and more of a grumble...
...why does my sister-in-law bother inviting family to her parties? She gets upset (bitches about it for months) if you don't attend, but if you do show up you are ignored all evening. And it's not like these things are every somewhere I want to be. Grumble.

I have my nephew's Christening this weekend. Never seen a catholic Christening so that should be interested. Only problem is that it's at 1:30 in the afternoon which was when I was supposed to be on the river catching fish.

A Christening is something I think family should probably attend. Going to a club 20 miles away to be ignored by your sister-in-law and her friends isn't quite the same thing.

I agree I should attend. I'm not grumbling about that. I was just mentioning that I'd rather be fishing.

 

[MA_PE]

This is less of a scream and more of a grumble...
...why does my sister-in-law bother inviting family to her parties? She gets upset (bitches about it for months) if you don't attend, but if you do show up you are ignored all evening. And it's not like these things are every somewhere I want to be. Grumble.

I have my nephew's Christening this weekend. Never seen a catholic Christening so that should be interested. Only problem is that it's at 1:30 in the afternoon which was when I was supposed to be on the river catching fish.

A Christening is something I think family should probably attend. Going to a club 20 miles away to be ignored by your sister-in-law and her friends isn't quite the same thing.

Why are you meeting your SIL and her friends at a club? what's going on here? :eyebrows:

 

[roadwreck]

This is less of a scream and more of a grumble...
...why does my sister-in-law bother inviting family to her parties? She gets upset (bitches about it for months) if you don't attend, but if you do show up you are ignored all evening. And it's not like these things are every somewhere I want to be. Grumble.

I have my nephew's Christening this weekend. Never seen a catholic Christening so that should be interested. Only problem is that it's at 1:30 in the afternoon which was when I was supposed to be on the river catching fish.

A Christening is something I think family should probably attend. Going to a club 20 miles away to be ignored by your sister-in-law and her friends isn't quite the same thing.

Why are you meeting your SIL and her friends at a club? what's going on here? :eyebrows:

If I have anything to say about it I won't be meeting my SIL and her friends at a club.

 

[Chucktown PE]

Why does Mrs. Chucktown have such a difficult time understanding how much money we have left in our bank account. It's not that hard, just log in to BOA and check the balance before you buy a bunch of shit. If we don't have the money thend don't buy it.

AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHHHHHHHHHHHHHHHHHHHHHHHHH.

ldman:

 

[roadwreck]

Why does Mrs. Chucktown have such a difficult time understanding how much money we have left in our bank account. It's not that hard, just log in to BOA and check the balance before you buy a bunch of shit. If we don't have the money thend don't buy it.AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHHHHHHHHHHHHHHHHHHHHHHHHH.

ldman:

lol, I repeat

I've never been charged an overdraft fee, but then I don't share a bank account with my wife. Coincidence? :dunno:

 

[RIP - VTEnviro]

FUCK YEAHHHHHHHHHH!!!

Just got accepted into my MBA program.

 

[Supe]

Congrats! You're one step closer to being a corporate "yes man" and shunned by your peers!

 

[Dexman PE]

Why does Mrs. Chucktown have such a difficult time understanding how much money we have left in our bank account. It's not that hard, just log in to BOA and check the balance before you buy a bunch of shit. If we don't have the money thend don't buy it.AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHHHHHHHHHHHHHHHHHHHHHHHHH.

ldman:

This sounds familiar...

 

[EM_PS]

^ National City / PNC Bank just lost mine!
So I get a request from a LinkedIn connection (nobody on EB). Guy wants me to write a recommendation for him (on LinkedIn). I've never worked with the guy! I went to school with him, and his nickname there was xerox (didn't really produce original work) I know its only cuz I 'initialed up'. I really can't feel good about throwing something out there that would be total BS...but he's also an occasional beer drinking buddy. F#ck, what to do....

"Sorry, I don't write recommendations for people I haven't worked with."

I sure as hell wouldn't.

X2. good plan.

x3

x4. I came to same decision last nite. I don't owe the dude nothing, friendship is more of aquaintenceship, not to mention he kind of rubs me wrong way anyways.