Sometimes you just need to scream!!!

[Dexman PE]

why does it take 2 days for savings to transfer? that should be a within same business day affair, even if not with same bank. Hell, physically do it yourself...i'm missing something i think :huh:

My savings is with ING. They used to have some of the best rates (at one point 4.5% interest for a basic savings), but in exchange for the higher rates their accounts require 2 days to transfer.

Why don't you get the Ing checking account. You get a debit card and can send check to anyone. You get a 1,000 of overdraft protection free and can transfer instantaneously between checking/saving. Plus the checking account probably get the same interest as a regular bank pays on a savings account.

Only downside is no paper checks (which I would probably pay for). I have a BOA checking account we use for that and only keep a minimum amount in there.

Honestly, I'm just lazy. I have everything setup with my current bank and I don't want to deal with the changes.

 

[EM_PS]

^ I dunno, $280 is all the incentive i would need! We have switched, unfortunately every couple years for one reason or another...may end up doing it again cuz of recent credit card screwup. It is a pain, getting all the auto bill pay realigned & everything, but hey, static banking habits are soooo 20th century.

 

[roadwreck]

According to Clark Howard, I'm what the credit card companies call "a deadbeat" (i.e. they don't make a lot of money off me).

they've probably kept you at a low max limit or even lowered it in response.

Nope. I've never had my credit limit lowered. I think if a bank did that to me they'd lose my business for good.

 

[EM_PS]

^ National City / PNC Bank just lost mine!

So I get a request from a LinkedIn connection (nobody on EB). Guy wants me to write a recommendation for him (on LinkedIn). I've never worked with the guy! I went to school with him, and his nickname there was xerox (didn't really produce original work) I know its only cuz I 'initialed up'. I really can't feel good about throwing something out there that would be total BS...but he's also an occasional beer drinking buddy. F#ck, what to do....

 

[benbo]

According to Clark Howard, I'm what the credit card companies call "a deadbeat" (i.e. they don't make a lot of money off me).

they've probably kept you at a low max limit or even lowered it in response.

Nope. I've never had my credit limit lowered. I think if a bank did that to me they'd lose my business for good.

My credit union lowered my limit from 30K to 18K. Not that I need it. I just never use the card.

It was a little annoying since I've got more money in there than that by several times over, and my FICO score is around 820 or so. But it is too much of a hassle to switch.

I also had a couple other places shut me off for not using the cards. That's okay, I had too much credit anyway.

 

[Supe]

^ National City / PNC Bank just lost mine!
So I get a request from a LinkedIn connection (nobody on EB). Guy wants me to write a recommendation for him (on LinkedIn). I've never worked with the guy! I went to school with him, and his nickname there was xerox (didn't really produce original work) I know its only cuz I 'initialed up'. I really can't feel good about throwing something out there that would be total BS...but he's also an occasional beer drinking buddy. F#ck, what to do....

"Sorry, I don't write recommendations for people I haven't worked with."

I sure as hell wouldn't.

 

[MA_PE]

^ National City / PNC Bank just lost mine!
So I get a request from a LinkedIn connection (nobody on EB). Guy wants me to write a recommendation for him (on LinkedIn). I've never worked with the guy! I went to school with him, and his nickname there was xerox (didn't really produce original work) I know its only cuz I 'initialed up'. I really can't feel good about throwing something out there that would be total BS...but he's also an occasional beer drinking buddy. F#ck, what to do....

"Sorry, I don't write recommendations for people I haven't worked with."

I sure as hell wouldn't.

X2. good plan.

 

[snickerd3]

x3

 

[roadwreck]

This is less of a scream and more of a grumble...

...why does my sister-in-law bother inviting family to her parties? She gets upset (******* about it for months) if you don't attend, but if you do show up you are ignored all evening. And it's not like these things are every somewhere I want to be. Grumble.

 

[Chucktown PE]

This is less of a scream and more of a grumble...
...why does my sister-in-law bother inviting family to her parties? She gets upset (******* about it for months) if you don't attend, but if you do show up you are ignored all evening. And it's not like these things are every somewhere I want to be. Grumble.

I have my nephew's Christening this weekend. Never seen a catholic Christening so that should be interested. Only problem is that it's at 1:30 in the afternoon which was when I was supposed to be on the river catching fish.

 

[roadwreck]

This is less of a scream and more of a grumble...
...why does my sister-in-law bother inviting family to her parties? She gets upset (******* about it for months) if you don't attend, but if you do show up you are ignored all evening. And it's not like these things are every somewhere I want to be. Grumble.

I have my nephew's Christening this weekend. Never seen a catholic Christening so that should be interested. Only problem is that it's at 1:30 in the afternoon which was when I was supposed to be on the river catching fish.

A Christening is something I think family should probably attend. Going to a club 20 miles away to be ignored by your sister-in-law and her friends isn't quite the same thing.

 

[Chucktown PE]

This is less of a scream and more of a grumble...
...why does my sister-in-law bother inviting family to her parties? She gets upset (******* about it for months) if you don't attend, but if you do show up you are ignored all evening. And it's not like these things are every somewhere I want to be. Grumble.

I have my nephew's Christening this weekend. Never seen a catholic Christening so that should be interested. Only problem is that it's at 1:30 in the afternoon which was when I was supposed to be on the river catching fish.

A Christening is something I think family should probably attend. Going to a club 20 miles away to be ignored by your sister-in-law and her friends isn't quite the same thing.

I agree I should attend. I'm not grumbling about that. I was just mentioning that I'd rather be fishing.

 

[MA_PE]

This is less of a scream and more of a grumble...
...why does my sister-in-law bother inviting family to her parties? She gets upset (******* about it for months) if you don't attend, but if you do show up you are ignored all evening. And it's not like these things are every somewhere I want to be. Grumble.

I have my nephew's Christening this weekend. Never seen a catholic Christening so that should be interested. Only problem is that it's at 1:30 in the afternoon which was when I was supposed to be on the river catching fish.

A Christening is something I think family should probably attend. Going to a club 20 miles away to be ignored by your sister-in-law and her friends isn't quite the same thing.

Why are you meeting your SIL and her friends at a club? what's going on here? :eyebrows:

 

[roadwreck]

This is less of a scream and more of a grumble...
...why does my sister-in-law bother inviting family to her parties? She gets upset (******* about it for months) if you don't attend, but if you do show up you are ignored all evening. And it's not like these things are every somewhere I want to be. Grumble.

I have my nephew's Christening this weekend. Never seen a catholic Christening so that should be interested. Only problem is that it's at 1:30 in the afternoon which was when I was supposed to be on the river catching fish.

A Christening is something I think family should probably attend. Going to a club 20 miles away to be ignored by your sister-in-law and her friends isn't quite the same thing.

Why are you meeting your SIL and her friends at a club? what's going on here? :eyebrows:

If I have anything to say about it I won't be meeting my SIL and her friends at a club.

 

[Chucktown PE]

Why does Mrs. Chucktown have such a difficult time understanding how much money we have left in our bank account. It's not that hard, just log in to BOA and check the balance before you buy a bunch of ****. If we don't have the money thend don't buy it.

AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHHHHHHHHHHHHHHHHHHHHHHHHH.

ldman:

 

[roadwreck]

Why does Mrs. Chucktown have such a difficult time understanding how much money we have left in our bank account. It's not that hard, just log in to BOA and check the balance before you buy a bunch of ****. If we don't have the money thend don't buy it.AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHHHHHHHHHHHHHHHHHHHHHHHHH.

ldman:

lol, I repeat

I've never been charged an overdraft fee, but then I don't share a bank account with my wife. Coincidence? :dunno:

 

[RIP - VTEnviro]

**** YEAHHHHHHHHHH!!!

Just got accepted into my MBA program.

 

[Supe]

Congrats! You're one step closer to being a corporate "yes man" and shunned by your peers!

 

[Dexman PE]

Why does Mrs. Chucktown have such a difficult time understanding how much money we have left in our bank account. It's not that hard, just log in to BOA and check the balance before you buy a bunch of ****. If we don't have the money thend don't buy it.AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHHHHHHHHHHHHHHHHHHHHHHHHH.

ldman:

This sounds familiar...

 

[EM_PS]

^ National City / PNC Bank just lost mine!
So I get a request from a LinkedIn connection (nobody on EB). Guy wants me to write a recommendation for him (on LinkedIn). I've never worked with the guy! I went to school with him, and his nickname there was xerox (didn't really produce original work) I know its only cuz I 'initialed up'. I really can't feel good about throwing something out there that would be total BS...but he's also an occasional beer drinking buddy. F#ck, what to do....

"Sorry, I don't write recommendations for people I haven't worked with."

I sure as hell wouldn't.

X2. good plan.

x3

x4. I came to same decision last nite. I don't owe the dude nothing, friendship is more of aquaintenceship, not to mention he kind of rubs me wrong way anyways.