When I was a kid, we had a Buck Stove fireplace insert. That thing would crank out some serious heat. The only problem is that the family room was only connected to the rest of the house by one 36" door. Walk around in flannel in the whole house until you get to the family room and then strip down to shorts and a tee shirt. I've seen a few of them for sale locally on CL or FB sites for a few hundred $$$. Wonder how much someplace would charge to install one?
Fuel is no problem. There are always plenty of trees down in the woods behind the house and the lawn tractor/wagon make hauling split wood up to rack pretty easy. At mom's house, she got rid of the insert several years ago and put in gas logs. I don't like it...stinks like gas in the family room all winter long now...but she can turn the fire on with a button so I guess I can't blame her since it's just her now.