October 2016 Spam-athon Thread

[NJmike PE]

Forgot to mention I bought tickets!  I didn't hear from you so I only bought 2 

We'll be in the first row of C5 and cheaper than the Coldplay tickets I got last year where we were in the stands.

the 90's called. they want their concerts back

 

[tj_PE]

I did that a couple of years ago.  I transferred everything to a new vanguard account.

we have a new 401k company - nationwide i guess. but i have rogue ones, want to look into making some of them roth, but don't want to pay all of the tax right now bc broke.

 

[MetsFan]

Just now, thejulie said:
we have a new 401k company - nationwide i guess. but i have rogue ones, want to look into making some of them roth, but don't want to pay all of the tax right now bc broke.


 

I wouldn't transfer to your new 401K company.  You get a LOT more options if you go with Vanguard or something similar.  You shouldn't have to pay taxes on it.  I had Fidelity send me a check and I deposited it right away to Vanguard.  You will have to put it on your tax forms, but it will be tax free.  They should only tax you if you keep the money.

 

[Ble_PE]

 

[matt267 PE]

Can't believe it's going to be December tomorrow. 

wait, what? Damn you're right.

 

[ngmakhlo_PE]

i haaaate that.

luckily my bank sends me a list of what they detect as automatic payments so i can at least get my bills back in line. 

I already went into my BoA app and took a look at my automatic payments (about 7 :/ ) so when I get my new card in 5 business days or so that will be the first thing I do, unfortunately I have a few payments that will be going through before I get my new card so they will just have to be patient  

 

[PlayWithFire]

Anyone else obsessively hitting refresh every few minutes on the NCEES dashboard?

 

[tj_PE]

Just now, thejulie said: we have a new 401k company - nationwide i guess. but i have rogue ones, want to look into making some of them roth, but don't want to pay all of the tax right now bc broke.  

I wouldn't transfer to your new 401K company.  You get a LOT more options if you go with Vanguard or something similar.  You shouldn't have to pay taxes on it.  I had Fidelity send me a check and I deposited it right away to Vanguard.  You will have to put it on your tax forms, but it will be tax free.  They should only tax you if you keep the money.

Sorry I meant some into a Roth which is post tax. That's the only reason. And I looked at independent and the rate they charge is over 2x what my company place offers.

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[ngmakhlo_PE]

i haaaate that.

luckily my bank sends me a list of what they detect as automatic payments so i can at least get my bills back in line. 

I already went into my BoA app and took a look at my automatic payments (about 7 :/ ) so when I get my new card in 5 business days or so that will be the first thing I do, unfortunately I have a few payments that will be going through before I get my new card so they will just have to be patient  

 

[ngmakhlo_PE]

hmm don't know why that posted twice

 

[matt267 PE]

Time zones, what are those?

They're just an excuse to have a broken watch.

 

[tj_PE]

Anyone else obsessively hitting refresh every few minutes on the NCEES dashboard?

not til the 9th.

 

[ngmakhlo_PE]

Anyone else obsessively hitting refresh every few minutes on the NCEES dashboard?

I check once or twice a day for the hell of it but I know nothing will be there yet...

 

[Ble_PE]

Wait, y'all haven't gotten your results yet? I got mine a while ago.

 

[PlayWithFire]

I check once or twice a day for the hell of it but I know nothing will be there yet...

My future raises/promotions depend me passing, apparently. Despite the fact that I'd be like 1 of maybe a dozen people with it in my entire company... Which was all decided after I'd paid for and took it during PTO

 

[MetsFan]

10 minutes ago, thejulie said:
Sorry I meant some into a Roth which is post tax. That's the only reason. And I looked at independent and the rate they charge is over 2x what my company place offers.

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1

Can't you transfer from 401K to traditional IRA tax-free?

https://investor.vanguard.com/401k-rollover/options

 

[tj_PE]

10 minutes ago, thejulie said: Sorry I meant some into a Roth which is post tax. That's the only reason. And I looked at independent and the rate they charge is over 2x what my company place offers. Sent from my SM-N910V using Tapatalk

1

Can't you transfer from 401K to traditional IRA tax-free?https://investor.vanguard.com/401k-rollover/options

Yes, but I'm wanting to transfer some into a Roth just so I have a bit of both.

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[tj_PE]

So I'd probably transfer all into Ira then roll over into Roth in pieces so the up front taxes don't kill me

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[Ble_PE]

Why not just keep it in the traditional IRA? Have you looked into rolling it over into your current 401k?

 

[tj_PE]

Why not just keep it in the traditional IRA? Have you looked into rolling it over into your current 401k?

That's what I'm meeting with our advisor about tomorrow.

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