I recently designed a shallow foundation with a overturning FS of 6....
I originally had it at 4, but the client was still a bit worried and asked me to make it a bit bigger, so I did.
Actually, they did complain a bit about the quantity of concrete required (27 cy) and I said I could reduce and they said "no, it's ok..."
The foundation only supports a 100ft high light pole, but the wind gave it a huge overturning moment (300k-ft I think), plus the foundation was about 10 feet away from a 100ft high MSE wall with really expensive operations equipment below (they would lose a couple million each day if it was out of order).
Overkill? Yeah, probably, but I can sleep at night not worrying about my company being sued into oblivion...
Again, I don't care for the minimalist approach and prefer some over design...