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NJmike PE

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Post an inspirational quote. It can be just a line of text, meme, whatever. We've all seen them, every now and then we all need one. 

I'll start it out

 

NJmike PE

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FLBuff PE

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"Be excellent to each other." -Abraham Lincoln, Bill and Ted's Excellent Adventure

 

Road Guy

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It takes more than going down to your local video store and renting easy rider to be a rebel

 

Supe

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Better days are coming - they're called Saturday and Sunday.

A positive attitude may not solve all of your problems, but it will piss off enough people to make it worth the effort.

 

Dean Agnostic

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Marriage Advice

"In marriage, you shouldn't look for someone with good looks and character. You look for someone with low expectations as a high-expectations spouse is never pleased." - Charlie Munger

 
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Dean Agnostic

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Missed Chance

"I think the attitude of Epictetus is the best. He thought that every missed chance in life was an opportunity to behave well, every missed chance in life was an opportunity to learn something, and that your duty was not to submerged in self-pity, but to utilize the terrible blow in constructive fashion. That's a very good idea." - Charlie Munger

 
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Dean Agnostic

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How to look at markets

"The market, like the lord, helps those who help themselves. But unlike the lord, the market does not forgive those who know not what they do." - Warren Buffett

 

Dean Agnostic

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Signing Contract

"It is impossible to unsign a contract, so do all your thinking before you sign, particularly the ones with liquidated damages clause." - Warren Buffett and @Dean Agnostic

 
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Dean Agnostic

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On Listening

"Trust yourself and do not listen to a fellow like me." - @Dean Agnostic

 
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Dean Agnostic

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I wish I had known this when I was 18.

Six Cs of Credit

  1. Capacity. Make sure that you are able to demonstrate to the lender that you have the ability to repay the loan.
  2. Capital. You have to have money to borrow money (For example, cash from your savings or checking account).
  3. Collateral. This is to secure the loan so that when you default on it, the lender will take house your house, car, other valuable assets that could be converted to cash, and etc.
  4. Character. This include your college or engineering degree, work/business experience, the lender will check your credit score, and etc.
  5. Conditions. This include type of industry and market conditions at a local, regional, and/or national economy.
  6. C Student. This demonstrates to the lender that you understand the importance of perseverance. 



 

Dean Agnostic

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Learning Machines

" I constantly see people rise in life who are not the smartest, sometimes not even the most diligent, but they are learning machines. They go to bed every night a little a wiser than they were when they got up, and boy, does that help, particularly when you have a long run ahead of you." - Charlie Munger 

 

Dean Agnostic

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Academic Sorcery

"By and large I don't think too much of finance professors. It is a field with witchcraft." - Charlie Munger

 

Dean Agnostic

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Narrow-Mindedness

"Most people are trained in one model - Economics for example - and try to solve all problems in one way. You know the saying: 'To the man with a hammer, the world looks like a nail.' This is a dumb way of handling problems." - Charlie Munger

 

Dean Agnostic

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Investment is like Marriage

"Finding the right investment companies is like choosing a marriage partner. We need to be hand in hand through tough times. Today, everything may be fine, but tomorrow, if our luck turns, I will need your support." - Jack Ma

 

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