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mudpuppy last won the day on January 3 2018

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About mudpuppy

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  • Birthday 11/18/1977

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  1. We didn't get to any games this year. But the last couple years we made it over to Wrigley, which was a lot of fun. Got to see the Cubs in Detroit last summer too, which was really cheap because the TIgers suck.
  2. As a native Tigers fan and married into a Cubs family, I don't have a dog in this fight. But of course hoping the Yankees bite it, just for being the Yankees. And glad to see the Cards get swept. Think I'll root for the Astros to win it all, because Verlander.
  3. Pro tip for living in the midwest: do not under any circumstances connect through Chicago.
  4. Now you're talking! Maybe some smelt tempura on top and a side of miso sucker soup? At least we have an endless supply of fresh edamame. I used to eat the beans right out of the field before I knew there was a fancy name for that. But seriously, the fish is flown in an delivered daily. Unless you see it move from the dock to the restaurant, it's not any less fresh here than any other US restaurant.
  5. Welcome to the midwest! Yes, we talk to each other--there isn't much else to do in the winter dontchyaknow. And yeah there's lots of bad sushi around, but there's also a few gems. One of the best I've found is in Houghton, MI, which is the middle of nowhere, but has an old Japanese guy running the place.
  6. There's no particular reason to consolidate or keep separate accounts, just personal preference. You could roll your FIdelity 401k into your vanguard account or vice versa if you wanted, or have separate accounts. All the large brokerages offer pretty much the same services and similar fees (though several brokers recently announced they're lowering their trading fees to $0). There's the convenience factor of having them all in one place. But it's also a small hassle to transfer from one brokerage to another. You could always try both brokerages for a while and decide later if you want to consolidate, too. As for the CDs. . . IRAs and Roth IRAs are for retirements saving. CDs earn a very low rate of return and you may even be losing money to inflation. If you were near retirement it might make sense to have retirement funds in a CD, but at 35 years out, that's very conservative. On the other hand, if you don't have an emergency fund of 3 to 12 months expenses saved up, you might want to keep the money there since you can always withdraw Roth contributions (but not earnings) without penalty if you got in a bad money situation.
  7. Just one more thing for now--I don't know what investing options are available in the TSP, but rolling your 401ks into an IRA is also an option. IRAs allow you to invest in pretty much anything you can own--CDs, bonds, stocks, mutual funds, real estate, commodities, options, you name it (excluding collectibles like stamps and coins for some reason). That gives you a tremendous amount of flexibility that you don't have in a 401k. I wish I could roll my 401k into an IRA, but you aren't allowed to do that while you're working for the employer. If the TSP isn't as flexible as an IRA, you might want to consider the IRA option instead since it may increase your flexibility in the future.
  8. I'm on the road without a lot of time to respond right now, but I'm happy to answer any specific questions. However, I'll say off the top that I know exactly zero about TSP or any other federal programs. But I will say kudos to you JK for taking things into your own hands. Investing really isn't that hard, it just takes some time to build your confidence and do some research. But as engineers, it's nothing we can't handle. Doesn't make much sense to me to pay someone for a managed account when you can easily replicate it on your own, for a couple hours a month of your time, tops. Pick some low fee funds or ETFs (stay away from mutual funds with high expense ratios because they eat into your returns) and you'll be fine. The main thing is you're starting early and have the magic of compounding interest on your side. Even if you make a few mistakes at first, they'll be more than made up for by the compounding over time.
  9. Ok, I'm dating myself now, but this was before everyone had cell phones.
  10. Yeah, that's the craftsteak. We did do the full course tasting menu. Everything was really good, and we got a ton of food. You can go a la carte for cheaper, but I think you'd be pushing it to get out for under $200 for two people. But Emeril's is really good too. That's a lot of windshield time for less than 3 days. We did a similar trip (north rim of the grand canyon, bryce and zion) but took 5 days to do it. You'd have a lot more time if you cut out the trip to antelope canyon. I haven't been to Antelope, but my coworker has and it sounds really cool. But it's on tribal land and you have to go through a tribal tourist outfitter to get in. Bryce is cool, but you can see pretty much everything in a day--but it was really cool seeing the canyon at sunrise.
  11. And @leggo PE Sorry I was out of town all last week, so I missed your request for recommendations in Vegas.
  12. Within MGM Grand itself, Craftsteak is really good (but the most expensive meal I've ever had, ~$350 for two people). Joel Robuchon is supposed to be great, but it's fancy french food for $400+/person. Emeril's New Orleans Fish House is also really good and reasonably priced--good enough that we've been there twice (service was hit-or-miss though). Wolfgang Puck's at MGM Grand is also really good for less-fancy dining (best club sandwich I've ever had.) We thought about Morimoto, but from the reviews it sounded like the sushi isn't worth the price. There's also Mexican and Italian restaurants there but I don't know much about them. Stay away from the buffet--it is not good. Outside of MGM Grand, we liked Chin Chin for sushi at NYNY across the street. I think you guys might like Nine Fine Irishmen at NYNY too, but I haven't tried it. Robert Irvine's Public House at Tropicana is supposed to be good too, but there's really no other reason to go to Tropicana because it's dead. There's a few decent spots in the Park (in between NYNY and Park MGM)--we've been to Sake Rok a couple times and the sushi was pretty good. They have a DJ/show in the evenings that's supposed to be fun. I don't know how the cabanas at Caesars work, but if you get one at MGM Grand it includes food/drink. So if you pay $200 for a daybed, the first $200 for food/drink is included (though you still have to pay tax and tip).
  13. We had one guy like this who would chew up everyone's time. This person wouldn't react to any normal social cues suggesting they should stop talking. So we set up a secret pact among our work group that if they heard the guy in your office they would walk by, and sneak a glance in your office. If you were waving a pencil (the secret signal) then they would go back to their office and call you, so the phone ringing would give an excuse to get away.
  14. Yep, I was off by a line. So 12 * $2250 = $27,000 just in champagne?
  15. Omnia price list here: A magnum of dom peringnon is $1100, grey goose and herradura are $595 (i'm assuming per fifth.) I'm just an old fart I guess--I just can't fathom how this would be worthwhile (unless someone else is paying, but even then. . .)
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